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First Home Loan Deposit Scheme

Interest rate announcement - October 2019After leaving it on hold last month, the RBA have this month reduced the official cash rate by 0.25% to a new low rate 0.75%. We believe that while some lenders may pass the rate on in full, it is likely that many will only pass on a portion

First Home Super Saver Scheme (FHSSS)

Interest rate announcement - September 2019In July, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25% to a record low of 1.0% in an effort to help support employment growth and increase inflation. This month the RBA have left the cash rate on hold at 1,00% and continue to monitor

Renovate, knock down & rebuild or relocate?

Interest rate announcement - August 2019Last month, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25% to a record low of 1.0% in an effort to help support employment growth and increase inflation. This month the RBA have left the cash rate on hold at 1,00% and continue to monitor

The Great Australian Property Dream – Annual HPL Newsletter

Welcome to the first Annual Harvest Property Loans – The Great Australian Property Dream Newsletter. At Harvest, we truly believe Property Ownership can lead to a better life. If you are as passionate about property as we are, continue reading. The last 19 months have seen national property values decline but the new financial year

Economic and Market Update – June 2019

Australian Economic & Market Commentary Consistent with market expectations, the RBA decided to cut the official cash rate by 0.25% to a new record low of 1.25%. CBA and NAB were the only two of the four major banks to pass on the full 0.25% reduction while ANZ and Westpac elected to pass on only

Reserve Bank of Australia lowers official cash rate

Interest rate announcement - June 2019Last month, the Reserve Bank of Australia (RBA) held the cash rate at its record low of 1.5 per cent for the 30th month in a row, but minutes of the May meeting showed board members explicitly acknowledged the likelihood of a cut if unemployment did not fall. Official

2019 End of Financial Year Newsletter

The end of the financial year is coming, and so too is that one thing everybody dreads doing – their tax return. Even though your tax return can be lodged up to 31 October 2019, you may need to act now to implement some of the tax reduction and wealth building strategies outlined in this