Global markets and your investments

There has been a lot going on in global markets over recent months. It would be wise, and prudent, to keep on top of these global risk factors and their impact on your investments. It can be quite difficult to keep up with what is happening and understand what this means for your investments. Initially

SMSFs and buying property

We will often get enquiries from people asking if it would be a good idea to use their superannuation to invest in property. There certainly is a growing trend for people to set up SMSFs for the purpose of buying a property. If you are considering doing this, we would recommend that you equip

Thinking about a Self Managed Super Fund?

A Self Managed Super Fund (SMSF) is a way of saving for your retirement. They work in a similar way to all other superannuation funds, abiding by the same superannuation and income tax laws. The big difference with a SMSF is that as a member of the fund you are also a Trustee, which means

Greece and the effect on Australian superannuation returns

The events in Greece over the past few weeks have been building like a pressure cooker for many years now. Greece’s failure to meet the International Monetary Fund repayment of 1.6 Billion Euros last week was expected given the recent discussions in Europe, and the calling by the Greek Prime Minister of a national referendum

Part 2: Investing in a low interest rate environment

Last month we discussed the fact that interest rates in Australia are now at an all-time low of 2.25%, and are expected to stay low for the medium term. Overall this change is positive for mortgage holders and businesses, yet a negative for retirees relying on interest income. The main drivers for further rate cuts

Investing in a low interest rate environment

The official cash rate is now 2.25%, and many investors are still holding cash in online savings accounts and term deposits which are typically paying around 3.0% to 3.5% pa. While it’s accepted that interest rates will head higher again at some point, there are differing views as to whether the RBA will cut the

Investment Newsletter – January 2015

Welcome to Harvest’s first Investment Newsletter for 2015. We hope you enjoyed your break and have returned to work refreshed and ready to go! In this newsletter, we’ll be summarising market movements over December whilst concentrating mainly on how calendar year 2014 finished up and most importantly, how we think markets in 2015 are likely

Investment Newsletter – December 2014

Director's Perspective By Mario Isaias Welcome to our last edition in 2014 of our Investment Newsletter. We are excited to announce that in 2015 we will be revamping this newsletter to enhance the content and timing. We know you will enjoy this fresh approach. November in Australia was generally a “minus 3% month”. Both the

Investment Newsletter – November 2014

Director's Perspective By Inbam Devadason Global share markets have been increasingly volatile over the last 3 months.  The Australian share market was up to a record high on 2 September 2014 of 5,658 (S&P ASX 200).  The market dropped 9% over the next 6 weeks, was up 7.5% over the next 3 weeks and is

Investment Newsletter – September 2014

Director's Perspective By Noel Hucker Are Australian listed companies in good shape ? You bet ! A focus on cost control, productivity and low funding costs have paid dividends – quite literally. For the 12 months ending June 2014, 90% of listed companies reported a profit, 69% of companies have improved their profit over the